Andre Parize
Chief Investor Relations Officer
Good evening, everyone. I’m Andre Parize, Investor Relations Officer at XP. Thank you for joining us. It’s a pleasure to be here with you today. On behalf of the company, I would like to welcome you to our Fourth Quarter ’25 Earnings Call.
Today’s presentation will be delivered by our CEO, Thiago Maffra; and our CFO, Victor Mansur. Both will be available for the Q&A session immediately afterwards. [Operator Instructions] Simultaneous translation into Portuguese is available during this conference call. If you would like to activate it, please click the button below.
Before we begin, please see the legal disclaimer on Page 2 of today’s presentation for additional information on forward-looking statements. The presentation is available for download on our Investor Relations website, and more information is also available in the SEC Filings section of our IR website.
To begin the presentation, I’ll hand it over to Thiago Maffra. Good evening, Maffra.
Thiago Maffra
Chief Executive Officer
Thank you, Andre. Good evening, everyone, and thank you all for joining us today for our fourth quarter ’25 earnings call. Before delving into the numbers, I would like to comment on
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