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nib holdings limited (NIBHF) Shareholder/Analyst Call Transcript

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nib holdings limited (OTCPK:NIBHF) Shareholder/Analyst Call November 5, 2025 7:01 PM EST

Company Participants

David Gordon
Edward Close – MD, CEO & Executive Director
Roslyn Toms – Chief Risk Officer, Group Executive of Legal & Company Secretary
Anne Loveridge

Conference Call Participants

Allen Madden

Conversation

David Gordon

Good morning, ladies and gentlemen. My name is David Gordon, and I’m the Chairman of nib Group. I welcome you to Sydney to our 18th Annual General Meeting. I also welcome those who have joined us online and by phone.

Today’s meeting is taking place on Gadigal land, where First Nations people have met for thousands of years. Everyone who is born or lives in this country does so today on the land of traditional owners. We acknowledge those people who came before us and their legacy by conducting our current business with respect and understanding.

I would therefore like to recognize the traditional owners of land on which we meet today, the Gadigal people of the Eora Nation, and pay respect to elders past and present.

And now I’d like to welcome Uncle Allen Madden, who will deliver a welcome to country.

Allen Madden

Thank you for that applause. Once again, my name is Allen Madden, Gadigal Elder.

Board, members, distinguished guests, ladies and gentlemen. For my first song — born and brought up in Redfern, the capital of Sydney. Married man, 10 children, 26 grandchildren, 17 great-great. Yes, we did have TV. I just couldn’t afford the bloody electricity. Aboriginal black Redfern, follow Manly. And I have football fans in neighbor. Welcome to country is always an honor and pleasure. Just to give you a bit of an insight of where you are and who we are. Welcome to Gadigal land. Welcome to Gadigal country.

As we’ve all welcomed, firstly, I’d like to

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