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Zions Bancorporation, National Association (ZION) Q1 2026 Earnings Call Transcript

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Operator

Greetings, and welcome to Zions Bancorp’s First Quarter Earnings Conference Call. [Operator Instructions]. Please note that this conference is being recorded.

It is now my pleasure to turn the conference over to Andrea Christoffersen. Thank you. You may begin.

Andrea Christoffersen

Thank you, Julian, and good evening, everyone. Welcome to our conference call to discuss Zions Bancorporation’s First Quarter 2026 Results. My name is Andrea Christoffersen, Director of Investor Relations.

Before we begin, I would like to remind you that during this call, we will make forward-looking statements. Actual results may differ materially. We encourage you to review the forward-looking statements and non-GAAP disclosures in our press release and on Slide 2 of today’s presentation, which apply equally to statements made during this call.

A copy of the earnings release and presentation are available at zionsbancorporation.com.

For our agenda today, Chairman and Chief Executive Officer, Harris Simmons, will provide opening remarks. Following Harris’ comments, Chief Financial Officer, Ryan Richards, will review our financial results and outlook. Also with us

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